What is Private debt?

One of the main consequences of the 2008/2011 financial crisis is the reinforcement of the regulatory capital requirement for banks in the European market (Basel, 3 and 4).

A stricter regulatory environment has made it very expensive for banks to hold certain types of loans on their balance sheets. As a results, many SMEs have been left aside with no possibility to find financing. They are turning to private debt instruments. Private debt includes all forms of private lending, with or without ISIN.

Private debt is a new asset class.
It is attractive because:

  • 01Private debt offers fixed income to investors.
  • 03Private debt offers higher yield in exchange for lower liquidity.
  • 02Private debt is used mainly for acquisitions, refinancing or growing capital.
  • 04Private debt generally comes with protection: collaterals, guarantees, insurance.

About us

Investae Team

  • Gerald Autier

    Managing Director

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    Gerald has worked for more than 15 years as an investment advisor for HNWI and UHNWI. Gerald is the author of several books on alternative assets. He teaches a class on investment strategy at the Russian Presidential Academy (RANEPA). Gerald is a board member of the hedge fund committee of the National Alternative Investment Management Association.

  • Irfan Mughal

    Senior Advisor

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    Irfan has over ten years’ experience in alternative investments and fund management, and has worked extensively with early-stage companies and in emerging markets. Irfan has deep experience in corporate governance, compliance, finance, international tax, operations and business strategy.  He has previously worked at the SEC and practiced as an attorney at Debevoise & Plimpton LLP and Quinn Emanuel Urquhart & Sullivan, LLP in New York. Irfan holds honours degrees from the University of Oxford, Harvard Law School and the University of Cambridge.

  • Quentin Monjiols

    Account Manager
  • Maxim Polityko

    Account Manager
  • Tatevik Galoyan

    Project Manager
  • Mariam Kazarian

    Marketing Manager
  • Elisabeth Teiro

    Personal Assistant

What makes us different?

  • Investors’ education is paramount

  • Primary focus on long-term relationship with investors and entrepreneurs

  • Uncorrelated asset allocation solutions

  • Focus on entrepreneurs with unique savoir-faire

  • Transparency of communication and process

  • Comprehension of investors’ expectations

  • Strict and thorough Due Diligence process

  • Fintech for capital raising

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